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0% Interest Small Dollar Loan

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Third Federal Savings & Loan

Are you like many people facing a hardship and need a small dollar loan to prevent or resolve a financial or housing crisis? Do you need help making a mortgage or rent payment? Are you at risk of utilities being shut off? Do you need medications that you cannot afford? Contact us today to find out if we can help!

Loan Specifications
 

  • Loan amounts: $300 to $1,000
  • Loan terms: 24 to 48 months
  • 0% interest or origination fees
  • Low monthly payments

Loan Qualifications

To qualify, you must:

  • Be a Cuyahoga County resident
  • Meet our income eligibility
  • Participate in our free financial coaching

 
Financial assessment is required to determine loan eligibility. Additional qualifications may apply.

Call 216.791.8000 or email us at esopreceptionist@benrose.org for more information or to schedule a free financial assessment. Telephone and virtual financial assessments are available.
 

 

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Leadership

Leadership

Rachel Slomovitz

Financial Empowerment Coach

Contact: esopreceptionist@benrose.org | (216) 373-1769

For more than a decade, Rachel Slomovitz has provided support and resources to individuals and families in crisis seeking self-sufficiency and empowerment. Rachel built on a successful career as a real estate appraiser when she joined Empowering and Strengthening Ohio’s People (ESOP), a non-profit, HUD-approved housing and financial counseling agency and program of Benjamin Rose Institute on Aging. 

For more than a decade, Rachel Slomovitz has provided support and resources to individuals and families in crisis seeking self-sufficiency and empowerment. Rachel built on a successful career as a real estate appraiser when she joined Empowering and Strengthening Ohio’s People (ESOP), a non-profit, HUD-approved housing and financial counseling agency and program of Benjamin Rose Institute on Aging. 

Since 2009, she has counseled over 5,000 homeowners needing assistance with foreclosure prevention. Rachel is a HUD Certified Counselor and holds several certifications in financial coaching/counseling including the National Community Reinvestment Coalition (NCRC), NeighborWorks, Credit Builders Alliance, the Consumer Financial Protection Bureau, and more.

She is also an Ohio Benefits Bank Counselor, an adult vision screener, a volunteer income tax preparer and site coordinator, and she served as one of the first lead counselors on an innovative property tax loan program for older adults. Rachel is a member of the Cuyahoga County Adult Protective Collaborative that focuses on issues relating to elder abuse and exploitation.
 

Tiffany Taylor

Assistant Director of Housing and Financial Counseling

Contact: esopreceptionist@benrose.org | (216) 373-1849

Tiffany Taylor is the Assistant Director of Housing and Financial Counseling with Empowering and Strengthening Ohio’s People (ESOP). ESOP is a non-profit HUD approved Housing and Financial Counseling Agency and is a program of Benjamin Rose Institute on Aging. Tiffany began working for ESOP in 2013 where she started out as a Foreclosure Prevention Advocate, then went on to work as a Financial Empowerment Coach for several years. Tiffany was then promoted to Assistant Director of Housing and Financial Counseling in 2019, where she has played an integral role in Program Development, Managing and Training the staff, alongside the Director of Housing and Financial Counseling.

Tiffany Taylor is the Assistant Director of Housing and Financial Counseling with Empowering and Strengthening Ohio’s People (ESOP). ESOP is a non-profit HUD approved Housing and Financial Counseling Agency and is a program of Benjamin Rose Institute on Aging. Tiffany began working for ESOP in 2013 where she started out as a Foreclosure Prevention Advocate, then went on to work as a Financial Empowerment Coach for several years. Tiffany was then promoted to Assistant Director of Housing and Financial Counseling in 2019, where she has played an integral role in Program Development, Managing and Training the staff, alongside the Director of Housing and Financial Counseling.

Tiffany is a HUD Certified Counselor through the U.S. Department of Housing and Urban Development, and she holds several certifications in Financial Coaching/Counseling from the National Community Reinvestment Coalition (NCRC), Neighbor Works, TRI-C, and Credit Builders Alliance.

Tiffany completed her education at Indiana Wesleyan University in Ohio where she received a Bachelor of Science degree in Business Management.